A core step to plan 2023 is to understand what the trajectory is.

What do you want your life to look like?

If you don't ultimately know where you want to get to over a longer time period, it will be hard to plan next year. It's a bit like setting off on a round the world trip and not knowing the direction from leaving the harbour...

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Look at where you want to get to in the future (5 years is quite a good medium time period).

Ask yourself what does my life look like in 2028.

Write a few paragraphs on each - tell the story for each

Life and Family

Where will you be living?

Do you have a family of your own?

What are your family doing?

What is your work life balance?

What are your hobbies likely to be?

Business

What will you be doing to earn a living?

What type of clients will you have?

Will you have won any awards?

Will you have met specific people?

How much money do you want to be earning annually at this stage of your life?